Category: ATM Benefits

  • ATM at Work Facilities a Partnership for Michelin Tires & Upstate FCU that Benefits Employees

    Benefits for Employees

    Your employees are using an ATM and chances are they are spending a great deal of their paycheck on fees to obtain cash. An ATM on-site helps to attract Millennials, increases employee safety, and saves staff time and money. An ATM in your break room is more than just cash machines, they are a hassle-free and inexpensive benefit your employees will love.

    • Saves Time & Money

    • Easy Access to Pay Day Funds

    • Cash for Vending Machine & Cafeteria

    • No Need to Leave Work to do Banking

    • Increased Employee Safety

    With a variety of surcharge-free options available, the ATMatWork program is affordable – in most cases, less than what you pay in insurance for one employee each month, and is hassle-free for management. Click here to learn more about our surcharge-free program options.

    Benefits for Banks & Credit Unions

    More than an ATM… A Powerful Dynamic Marketing Tool

    ATMatWork’s unique approach turns the ATM into a Powerful Dynamic Marketing Tool with a myriad of changeable content including:

    • Segmented, Customized ATM Wrap

    • Multiple Ad Screens with Unlimited Changes

    • Changeable Back Lighted Topper Inserts

    • Optional Brochure Rack

    Affordable & Hassle Free

    If you are interested in expanding your brand image in the community but don’t want to manage ATMs or purchase costly hardware, ATMatWork offers exactly what you’ve been looking for. With decades of experience, our experts handle it all – including purchasing the ATM – for a low monthly fee.

  • How Credit Unions Can Launch an Effective Bank at Work Program with On-Site ATMs

    Reaching new members through brand awareness and visibility is at the forefront of every credit union’s marketing strategy, especially those with a regional and local focus. There are scores of options, but most aren’t leveraging one of the easiest and inexpensive strategies ‒ a bank at work program with on-site ATMs as the centerpiece. When used to the fullest potential, having ATMs as part of a bank at work program creates lasting partnerships and offer an avenue to open new deposit accounts, loans and market products and services.

    Prospect Smarter, Not Harder

    There are likely many candidates in your existing membership base, such as select employee groups (SEGs) that you may have signed up years ago, that would benefit from an on-site ATM and a bank at work program. The first step is to analyze the SEG’s industry, range of salaries and company size. Working with the Human Resources department will also allow you to fully understand the financial needs of the employees. 

    However, many credit unions don’t believe they can afford to offer ATMs to every SEG. Providing an ATM to SEGs doesn’t have to be expensive or time consuming. ATMatWork, which specializes in placing ATMs at employee group locations, offers placement options that fit any sized budget ‒ and it’s totally hands off and hassle free for the credit union. There is no need to purchase hardware, load cash, monitor the terminal, send out technicians or carry insurance ‒ ATMatWork does it all.

    Tailor Marketing for Each Employee Group

    Branding an ATM is one way to build recognition and trust, but don’t stop there. Customizing marketing messages are a simple and effective way to generate new deposit accounts, loans and promote products and services at the ATM. ATMatWork’s unique approach turns the ATM into a dynamic marketing tool with a myriad of changeable content including customizable ATM screens, wraps, toppers and an optional brochure rack. As your marketing messages change, so can your marketing at the ATMs in your SEG locations.

     Regular Visits to the SEG

    Once your credit union establishes an on-site ATM as part of your bank at work program, use regular visits to maximize the partnership. Being proactive while visiting the location and using face-to-face interactions to educate, inform and engage with the employees is imperative.

    With the right approach and the right partner, credit unions can maximize opportunity to communicate to a captive audience of current and prospective account holders by offering a bank at work program with ATMs as the centerpiece.

    Our experts have more than 100 years combined experience. ATMs is all we do! Contact us today to find out how we can help you build a bank at work program that delivers results.

  • Make a New Year’s Resolution to Save Staff Time & Money with an ATM in the Workplace as a New Employee Benefit

    It doesn’t take a big raise or expensive gifts to make employees happy. Millennials especially look at benefits differently than their predecessors. As the first tech-savvy generation, they expect digital connectivity and convenient self-service access everywhere they go.

    One of the simplest ways to ensure employee satisfaction is get creative with benefits and perks that add real value to employees’ lives. That’s why the popularity of ATMs in the workplace is growing among employees and employers alike.

    Employees love having easy, safe access to their funds without having to use break time or leave work early to run errands.

    • Saves Employees Money. By having a surcharge-free ATM in your building, employees save thousands of dollars annually.  

    • Saves Employees Time. Being able to do their banking at work, saves employees a considerable amount of time. No more using break time or leaving work early to drive to the bank for cash.

    •  Increases Employee Safety. Having an ATM in the workplace offers an extra layer of security for employees since there is no safer place to withdraw cash than at work.

    A Competitive Advantage without a Big Price Tag

    In addition to making it convenient for staff, having an ATM on-site give employers a competitive recruiting advantage. And, having an ATM at work is cost-effective. In fact, in most cases having a surcharge-free ATM in the building is less expensive than paying for medical insurance for a single employee for just one month.

     Employees thrive at work when they know their contributions are valued. Letting your employees know they matter to you and the company helps employees stay engaged and excited, improving both the quality of work and the overall office environment.

    Contact the experts at ATM at Work and let us help you thank your employees by giving them surcharge-free access to their funds ‒ saving them time and money with an ATM at work!

  • ATMatWork Welcomes Resurgent Capital Services

    Your employees are using an ATM and chances are they are spending a great deal of their paycheck on fees to obtain cash. 

    Resurgent Capital Services recognized this and installed an ATM in their building to give their staff easy access to cash — surcharge-free. 

    One of the hottest new HR benefits being offered by employers, having an ATM on-site saves employees time and moneykeeps staff at work and provides a convenient and safe environment for employees to do their banking. Now offering an Allpoint surcharge-free ATM option, transactions are free for employees who use some of the most popular paycards and bank at the more than 1,400 financial institutions that are part of the network.

    And best of all the ATM is hassle-free and, in most cases, less than what you pay in insurance for one employee each month.

    Contact the payment professionals at ATMatWork to get started. 

  • ATMatWork Welcomes Pure Power Technologies

    Staff need cash for everyday purchases like lunch and vending machines, and many leave work early on payday to go to the ATM. 

    Blythewood, South Carolina-based Pure Power Technologies recognized this need and contacted ATMatWork about installed an ATM in their building to give their staff easy access to cash. 

    They chose the Allpoint Network surcharge-free option, which allows the majority of their employees to withdraw cash with NO fee.

    One of the hottest new HR benefits being offered by employers, having an ATM on-site saves employees time and moneykeeps staff at work and provides a convenient and safe environment for employees to do their banking. Now offering an Allpoint surcharge-free ATM option, transactions are free for employees who use some of the most popular paycards and bank at the more than 1,400 financial institutions that are part of the network.

    And best of all the ATM is hassle-free and, in most cases, less than what you pay in insurance for one employee each month.

  • Thank your employees this holiday season with an ATM at Work!

    ATMatWork helps human resource managers bring valued added services to their employees. With direct deposit and paycards as the preferred payment method, employees are using ATMs. Having an ATM on-site saves employees time, money and provides a safe environment to conduct their banking.

    Now offering an Allpoint surcharge-free ATM option, transactions are free for employees who use some of the most popular paycards and bank at the more than 1,400 financial institutions that are part of the network.

    And best of all the ATM is hassle-free and, in most cases, less than what you pay in insurance for one employee each month.

  • Millennials Are Changing the Workplace & Demanding More Amenities … including ATMs at Work

    Millennials have begun to take over the workplace. Pew Research indicates that workers between ages 18 and 31 constitute approximately 33% of today’s workforce. As older generations reach retirement age, those numbers are expected to rise to 75% by 2030. Along with other distinctive changes wrought by America’s largest living generation, Millennials are changing workplace culture by expecting more amenities in the workplace … including being able to do their banking at online and having access to ATMs at work.  

    Millennials are work martyrs who routinely work longer hours and use less vacation than co-workers belonging to older generations, according The Harvard Business Review. A recent study by researchers at Melissa Data found that relocating for a job is more common among Millennials than any other generation, and more than 50% have moved within the last two years. In an uncertain economy, workers are flocking to urban areas in search of better jobs and better wages.

    Millennial’s banking habits

    Interestingly, the TD Bank Checking Experience Index reported that only 24% of Millennials change primary bank accounts when they move. That may be because banking is not one of the amenities Millennials seek out close to their homes, preferring instead to conduct business online. Consequently, online banking has become popular as a financial management tool with this generation. At least 81% of Americans have done their banking online at one time or another, and alternative methods, such as PayPal and Google Wallet, are increasingly becoming more popular.

    Millennials use cash more than any other demographic

    However alternative payment methods such as PayPal aren’t the only payment choices Millennials use. According to the Federal Bank of San Francisco’s 2015 Diary of Consumer Payment Choice, Americans between the ages 18 and 24 used cash more than any other demographic. In 2014, Millennials used cash 38% of the time and 32% showed a preference to cash over debit or credit cards, checks, and online payments.

    All consumers value banking solutions that are convenient to their lifestyles, and ATMs offer quick cash and a range of options that are easy for busy Millennials. Like all technology in the last two decades, ATMs have advanced by leaps and bounds, and Millennials grew up using ATMs. Going into a financial institution is not always an option; ATMs provide services that can be accessed 24/7, making them the preferred way to easily obtain cash.

    Considering the urban geographical preference for Millennials and their banking habits, it is clear that having an ATM available at work would benefit the average Millennial and the companies that want to keep them as employees.

    ATMatWork provides surcharge-free ATM solutions for employees. One of the hottest new HR benefits being offered by employers, having an ATM on-site saves employees time and money, keeps staff at work and provides a convenient and safe environment for employees to do their banking.

    Now offering an Allpoint surcharge-free ATM option, transactions are free for employees who use some of the most popular pay cards and bank at the more than 1400 financial institutions that are part of the network.

    And, best of all the ATM is hassle free and in most cases is less than what you pay in insurance for one employee a month.

  • The Hottest New Employee Benefit: An ATM at Work

    Cold hard cash has always appealed to people, and is often a major selling point for employees. But, these days it is more than just the dollar amount on an employee’s paycheck. That is, of course, still of prime interest to employees. However, there are more versatile ways to make sure your employees know you value them and can also keep their cash flowing … providing them with easy access to cash with an ATM at work.

    Almost 80% of consumers make payments in cash despite the wide range of other payment options available, according to the U.S. Consumer Payments Outlook Through 2020. Thus, having easy and convenient access to cash is more important than ever to your employees. In fact, the Federal Reserve reports that 1/3 of all consumer transactions are less than $10. And, two-thirds of these are paid in cash.

    With today’s increasingly demanding lifestyles, time is an overwhelming factor as employees must coordinate the kid’s carpool, off-site activities, as well as running personal errands, grocery shopping and preparing meals — and then getting ready to do it all over again the next day.

    ATMs At Work = WIN. WIN!!

    Access to a convenient ATM is vital for your busy employees. Having an ATM at your workplace provides a MAJOR benefit … and it generally costs the company little to nothing for this tremendous employee perk!! A bank or credit union-branded ATM or an Allpoint ATM on-site not only provides your employees with the convenience they want but surcharge-free transactions as well.

    An Allpoint ATM provides surcharge-free access to employees who bank with over 1400 of the leading U.S. financial institutions, as well as some of the top paycard providers. Your employees who bank with Allpoint network member financial institutions can use the ATM at work as often as needed with NO FEE. That’s right – there’s no fee at the ATM or from the bank.

    All that is needed is an electrical outlet, and a secure, convenient place to house the ATM at your workplace.

    With an ATM at work, you can help provide a solution to the cash needs of your workforce and place their focus where it can best be utilized – on work. Is it any wonder having an ATM at work for employees is one of the hottest new benefits HR directors are offering?

  • Creating a Successful Bank at Work Program — with an ATM as the Centerpiece

     Make the ATM the Centerpiece of your Bank at Work Program
    Make the ATM the Centerpiece of your Bank at Work Program

    On-site ATMs for local businesses are a great way for banks and credit unions to increase brand presence. But, when used correctly, they are also a step toward creating a community partnership that develops new accounts and revenue for the financial institution (FI) through Bank at Work programs. Here are a few keys to creating a successful program – using an ATM as the centerpiece of your program:

    1. Be Visible. It’s no secret branded ATMs stand out from the crowd – generating a higher level of trust for users and developing brand recognition. What many FIs don’t realize is that the ATM is also an excuse to make on-site visits to partners, giving your representatives the opportunity to visit with HR and employees to discuss financial planning alternatives and other promotions.

    2. Make Plans. Work with company representatives to plan events such as seasonal/holiday parties, financial planning classes and more to keep top-of-mind with both the business partner and employees.

    3. Target Better. Arrange for surveys for current and/or new employer groups to determine financial needs of employees. Use this information to create a financial education and marketing plan that better fits your audience at partner locations.

    4. Be Dedicated. Assign specific team members to specific locations. This technique allows branch personnel to become familiar with individual business partners and their employees – leading to higher levels of trust and commitment for all parties.

    5. Use ATM Advertising Space. Create brochures, screens, wraps and toppers tailored to your locations. Customized advertising shows dedication through messaging and better targets individuals by location.

    On-site ATMs are a big step in the door for financial institutions – communicating to a captive audience of current and prospective account holders. Partnering these dedicated brand billboards with a fun and comprehensive, employee-focused program both serves the community and develops greater brand loyalty. These simple tips can help any FI make the best of their Bank at Work program.

  • 3 Ways to Help Employees Manage Their Time

    An efficient work-force is able to get things done safely and consistently. Unfortunately, staying on-task can be a challenge – especially when balancing personal and business priorities. Fortunately, there are ways to help your employees manage their time more effectively.

    1.  Invest in time and project management services – Many people plan their days in the morning. While this is not a bad thing, it often leads into a 24-hour mentality rather than an efficient use of time and energy. Fortunately, there are a variety of time management and project applications such as Todoist, Google Keep and Any.do that can eliminate the need for daily “to-do” lists while increasing employee-to-employee communication on projects.

    These types of applications provide a venue for employees to organize their tasks over a period of time and collaborate with other project participants and departments. Employees are able to stay up-to-date on the status of other aspects of projects, keep customers informed and plan based on the needs of the company.

    2.  Discourage Multitasking – Many people pride themselves on the ability to multitask. However, studies have shown that multi-tasking is not real. Instead of focusing on more than one thing at once, the human brain is actually rapidly switching between the two tasks. Neither task receives the full focus. Instead of attempting to juggle a multitude of items, it is best to focus on a single task with full attention before moving onto the next item.

    The “multi-tasking” mentality has become so ingrained in today’s culture that many employees may mistake their balancing of tasks as a benefit. Often, the ability to multi-task is looked on as a source of pride. It is important to present research dispelling this notion and train employees the value of focus.

    3.  Encourage Employees to Stay Onsite – Many employees will leave the campus during lunch or breaks in order to get food or run errands…especially banking. Providing an onsite ATM can offer a safe, easy cash and bank account access without the stress and dangers of traffic and long lines.

    Onsite ATMs can bring additional benefits including financial institution partnerships and offerings. These often include special checking, savings and loan offerings as well as financial education and/or mentoring to help employees navigate personal financial landmines, plan for retirement and make other important financial moves.

    Providing the appropriate tools and training is essential in creating a safe and efficient workplace. Onsite ATMs, time management training and project management services are just a few of the ways HR managers can offer guidance to employees.